Business solutions that empower
Nikolaus: “KASKO offers “InsurTech as a Service”. We provide a holistic service to insurers, MGAs, and big brands combining a product and distribution tech platform as well as compliance go-to-market, and venture building services. The tech platform can be accessed via us or the insurer’s own tech team or implementation partner. Product and business development managers struggle to meet evolving customer and distribution partner demands (convenient, transparent, always-on, etc.) as the existing IT tools are inflexible and expensive to use. Therefore, hurdle rates for any new product are very high, making it difficult to launch and grow new products. KASKO delivers a flexible ecosystem of products and services for insurers to validate new products quickly and subsequently scale them on our platform. As some use cases require additional consulting, compliance, go-to-market, or even the creation of entire ventures, we are offering these services also.”
Ahead of the curve
Nikolaus: “KASKO allows insurers to quickly and flexibly digitalize and launch insurance products for distribution in any channel, numbering over 700. We service two types of customers: 1) Insurers, MGAs, brokers, or reinsurers looking to create digital services or entire ventures cheaper, faster, and more flexibly. 2) Brands and platforms should have access to an independent tech stack for embedding insurance products into their customer journeys or creating their own insurtech ventures. Most of our 40+ customers are from Germany, the UK, and Switzerland, and we expect to grow further but have launched products in over 7 countries, including Northern America. There isn’t just one thing that sets us apart from the competition. But usually, insurers buy us for our technical and business model flexibility and market knowledge. We understand that we need to bridge whatever gap an insurer has when launching or upgrading a new product. So, we start with ideating and developing use cases, providing several options on augmenting or replacing their internal services, offering to do implementation and maintenance, or training them to do it themselves. Having 7 years of experience working with 40+ customers in more than 7 countries on more than 100 products also ensures that we have the experience to substantiate our claim while maintaining our curiosity to continue to learn and co-create. Having established trust and access to insurance companies, we are now embarking on our most exciting journey ahead. We believe that insurance companies are uniquely positioned to help their customers take an active part in reworking our economy towards a sustainable, climate-neutral one. Our ambition on top of serving our insurance customers’ digitalization needs will be to become a co-creator of sustainable insurance products and services and adjacent business models to contribute to the biggest challenge faced by our generation.”